Some Statesboro residents could soon see a reduction in their insurance rates due to an improvement in safety ratings.
The Statesboro Fire Department has improved its Public Protection Classification (PPC) from the Insurance Service Office (ISO). The Statesboro Fire Department received an ISO Class 2/2Y rating in its most recent evaluation completed this past November, said Statesboro Fire Department Chief Tim Grams.
The department’s previous PPC rating was a 3/3Y, and the improvement places Statesboro Fire Department in the top 3% of fire departments evaluated by ISO nationwide (rating scores ranging from 1 to 10, with 1 being the best and 10 the worst), he said.
“The improved ISO PPC rating is a testament to the tremendous work and dedication put forth by Fire Department members and other staff throughout the City of Statesboro,” he said. “Achieving the Class 2 rating is just another demonstration of the Fire Department’s commitment to provide our community with the very best fire protection services possible.
“Upgrading our ISO rating is a recordable metric that proves our Fire Department is improving its service delivery, fire prevention activities, and ultimately making the community a safer place to live, work, and play.”
ISO is an independent company that serves insurance companies, communities, fire departments, insurance regulators, and others by providing information about risk. The office collects and evaluates structure fire suppression capability information from communities across the United States. Insurers can automatically assign a PPC to each risk they insure.
The classification review by the ISO representative focused on three main areas: emergency communications (emergency dispatch center); water supply systems (the amount of water necessary for fire suppression); and the fire department itself (equipment, staffing, training, geographic distribution of fire companies, operational considerations, and community risk reduction.)
The new rating, which will take effect on October 1, 2018, may decrease annual insurance premiums for residential and commercial property owners within the City and the Statesboro Fire District. Holders of insurance policies for properties within the Department’s service area can contact insurance providers to determine how the Department’s new classification will impact premiums.