With its experienced and well respected CEO Ricky Nessmith preparing for retirement, Statesboro-based Farmers and Merchants bank has turned to another seasoned banker to take the helm for the next several years. Recently named CEO and president Brett Morgan comes to Farmers and Merchants with a wealth of experience including 33 years with First Alabama Bancshares/Regions Bank in southern Alabama before moving to Carrollton, Ga., to ultimately serve as CEO of First Georgia Banking Company. Morgan said the move to Carrollton pulled him out of retirement, allowing him and his wife to be closer to their daughter, son-in-law and grandchildren.