Despite what you continue to see in the national news, the Affordable Care Act has brought about many positive changes to our health care system – especially for small business owners. Three of the most popular changes are allowing children to stay on their parents plan to age 26, no more rating of policies for pre-existing conditions and tax credits applied in advance to offset premium cost. However, in order to prevent only sick people from signing up for health care, for the first time ever there is a national open enrollment for individual health care policies.